Every New Year always seems to start the same; people create a list of resolutions to help better their lives, but somehow seem to go off-track by Valentine’s Day. This year, why not make a resolution you can keep? Commit to reducing your student loan debt or college expenses by applying for scholarships! A mere hour or two each month could result in thousands of dollars in savings for you this year. To help you get started, I’ve created this list of ten awards that all expire in January 2013.
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I can remember counting down the days to my high school graduation. I couldn’t wait to go off to college and live on my own. When I stepped on campus, it was everything I had hoped for and more. I finally had the freedom to choose my own classes and I could sleep in on weekends, but I was also on my own when it came to paying for everything. I really wasn’t prepared for how expensive college life was. I knew I had to budget for tuition, housing, and fees, but the everyday items, like toothpaste and laundry detergent, really added up. You never really think about all those little expenses when you’re at home and can simply grab something from the pantry or bathroom closet. Luckily, being a college student also gives you access to something else – discounts! Read the rest of this entry »
When I tell you there are scholarships for just about everything, I’m not stretching the truth. Do you crochet or knit? There’s a scholarship for that! Think you could survive a zombie apocalypse? Yep, there’s a scholarship for that, too. You already know that students can win scholarships for academics and sports, but did you know that you could win free money for college just for being born? Read the rest of this entry »
Do I believe in werewolves or vampires? Not really. Zombies, however, are a different story; there’s evidence of them everywhere. You know that brooding math teacher who mumbles under his breath every time someone gives the wrong answer? He’s probably a zombie. What about those suspicious lunch ladies who serve that weird purple goo they claim is gravy? Yeah, they are definitely part of the walking dead. Even our parents show signs of being infected. Don’t believe me? Try getting them to make any sense when you call them at 2 a.m. for a ride. Slurred speech, incoherent language and the dark circles around their eyes – they are totally turning into the undead! Even the Centers for Disease Control and Prevention (CDC) is preparing for the zombie apocalypse, so it has to be real. Do yourself a favor and start planning for your survival now. Read the rest of this entry »
Can you believe that Christmas is just a week away? It seems like only yesterday I was baking pies and stuffing a turkey. No matter how many times I promise to get a head start on my holiday shopping, it seems like something always derails those plans; whether it’s not enough time or not enough money in my piggy bank, I never seem to get it done. So, here I am again, desperately trying to throw together some nice gifts on a shoestring budget before it’s too late. Thank goodness for Pinterest, and all those wonderfully creative people who share their ideas, or I would be up a proverbial creek without a paddle. If you’re like me, and have waited until the last minute to pick up something for those on your holiday list, consider one of these easy gifts you can make yourself for next to nothing. Read the rest of this entry »
According to a recent article in U.S. News and World Report, over 350 colleges provided financial aid to at least 50 students on their campuses last year. Among the top five colleges, which included Harvard University and Yale University, international students averaged financial aid award packages totaling more than $50,000 each. Even with those generous amounts, many international students still find it difficult to secure financial aid to help fund their studies. Unlike American students, who have access to federal student aid, most international students are limited to scholarships and/or private student loans, but finding these resources can take some work. If you are an international student, who is planning to enroll in a U.S. school, check out these websites for advice on applying to college and finding available financial aid. Read the rest of this entry »
Have you ever applied to a scholarship and were absolutely sure you would win? Let me give you some advice; don’t count your chickens before they hatch! Sure, when I first started applying for scholarships, I was a bit cocky and secretively thought people would start throwing money my way because of my grades and obvious talent, but that’s not quite how it panned out. In fact, I applied to 25 scholarships before I ever won my first award. What was I doing wrong? As it turns out, nothing; you just have to understand that many scholarship programs are subjective, especially those that include an essay. Read the rest of this entry »
Many of you may have experienced struggles in your lives. You may have lost a parent (or both) far too soon or battled a life-threatening illness. Maybe you struggled with learning disabilities that made it difficult to succeed in school or have had family issues that are too painful to even mention. These obstacles can either break you or make you stronger. Personally, I believe our struggles help build character and allow us to face new obstacles with resolve. If you have dealt with some serious issues in your life, you might be surprised to find that your ability to face those obstacles may lead to free money for college. There are several organizations that recognize and reward students who have struggled to succeed. Regardless of your past, your future could look a whole lot brighter with the help of one of these scholarship programs. Read the rest of this entry »
As student loan debt continues to climb, and more students face the challenge of paying for their degrees, our country’s leaders continue to look for creative programs to help more students gain access to college. In Florida, for example, Governor Rick Scott issued a challenge to the state’s college administrators to lower the cost of a bachelor’s degree to under $10,000 over four years. Although only a handful of colleges accepted the challenge, at least it’s a start. Unfortunately, students may not see any dramatic decreases in tuition anytime soon, but that doesn’t mean there aren’t other resources that can significantly reduce, or even eliminate, a student’s overall college debt. For those who want to attend college without going broke, these programs may just fit the bill. Read the rest of this entry »
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