Career Planning

How do you choose the right career path? It’s an important step in the college planning process that involves more than just declaring a college major. You will need to consider the cost of your college degree, your earning potential, and what options you may have for paying off student loan debt after graduation. Depending on your chosen field, there may even be scholarship opportunities and loan forgiveness programs that can help reduce your out-of-pocket costs. Learn where to find these money saving programs, and which college majors may give you the best return on your investment, as we take a look at some of the more popular career choices.

Reduce Your Debt Through a Loan Forgiveness Program

Loan Forgiveness ProgramsLast year, a record number of students applied for AmeriCorps. Why? For some, the opportunity to serve others while learning valuable skills was enticing, but others joined for an entirely different reason. After completing just one term of service (12 months or less), they were eligible to have their student loan debt reduced by up to $5,500. Unfortunately, budget cuts have made it impossible for AmeriCorps and other service-based organizations to provide this opportunity to everyone who submits an application, but that doesn’t mean there aren’t other options available to students who want to reduce, or even eliminate, their student loan debt. Depending upon a student’s intended career field, he/she may be eligible for one of the many student loan forgiveness programs being offered through federal and state governments, or other organizations. Here are just a few of the programs currently available. Continue Reading…

Becoming Michelle Phan: Scholarships for Cosmetology Students

Michelle PhanDo you want to be the next Michelle Phan? Who wouldn’t?! With over two million subscribers on YouTube and a successful company (ipsy), Michelle makes a career in cosmetology seem glamorous. Just think of all the people she has helped: making them look better on the outside and feel better on the inside.  Her beauty tips have helped both the young and the old. When you think about it, cosmetologists aren’t just hairdressers, nail technicians, or makeup artists; they are confidence creators and miracle workers (especially for some of us older folk!). But getting a degree can often cost a pretty penny, so locating financial aid to help cover the costs is essential. Unfortunately, finding cosmetology scholarships can often seem like looking for a needle in a haystack. But, you are in luck because I have done some of the work for you. If you are looking to become the next big thing in the world of beauty, check out these upcoming scholarships that can help you on your way. Just promise me that I get a free manicure or facial when you win! Continue Reading…

Start Clowning Around With Scholarships!

Clowning Around Did you know that the first week of August is National Clown Week? If you have coulrophobia (a fear of clowns), that probably isn’t welcome news. Nobody knows how many people suffer from coulrophobia, but a quick search on the Internet pulls up over 355,000 links to articles and mentions of this phobia. The term ‘clown’ actually refers to someone who is a klutz or always tripping over his/her own feet – not very scary, right? But throw on a colorful costume, some heavy face paint and a red nose, people lose their minds! Love them or hate them, clowns seem to be everywhere, so to celebrate National Clown Week (no creepy pictures – we promise!), we’ve compiled a few clever scholarships that celebrate clowns and their original intention of making people smile and laugh! Continue Reading…

The Hefty Price Tag of a Law Degree

Lady Justice Recently, a friend of mine announced she would be quitting her job to go to law school. She is a single mom and already holds a bachelor’s degree, but she felt that a law degree would lead to a better paying position and more financial freedom. I have toyed with the idea of a law degree myself because I love the challenge of solving legal questions. Cases are like puzzles, searching for those missing pieces that make the ‘big picture’ come into focus. And, as my mother always reminded me, I love to argue. However, after doing some research, I think the true cost of a law degree might just outweigh the benefits, at least for me.

Cost – If you plan to attend a top tier law school, expect the price tag to be about $150,000. This does not include the cost of your bachelor’s degree, room and board, or other essentials; it’s strictly the tuition for three years. Even an average law school can run you about $40,000 a year. Continue Reading…

Memorial Day: Don’t Forget the True Meaning of the Holiday

Memorial Day Scholarships Memorial Day has become an occasion to gather with friends and family, to barbeque and light fireworks and, for some, a day to shop. Unfortunately, some may have forgotten the true meaning behind the holiday. Memorial Day was originally known as Decoration Day, a tradition that started after the Civil War where people would place flowers on the graves of fallen soldiers. It was typically celebrated on May 30, though some places in the South held memorials on other dates. In 1968, Congress passed the Uniform Holidays Bill, which officially designated Memorial Day to fall on the last Monday in May.

While many Americans may appreciate the extended weekend, several organizations have called for the holiday to return to its original day of observance, as they feel the three-day holiday undermines the very meaning of the day. We should never forget that Memorial Day is a day to remember those who have given their lives in service of our country. Continue Reading…


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