College Life

There’s more to college than just showing up for class; the next few years will be filled with ups and downs as you learn to live on your own and balance academics with a social life. Whether you need to find cheap textbooks or learn how to shop on a shoestring budget, we’ll provide helpful tips to get you through college without going broke. We can even teach you how to study more effectively, finance a study abroad program, or throw a Super Bowl party that’s worthy of the Vince Lombardi Trophy. By the time you graduate, you’ll be an expert on saving money and how to find the best campus deals.

Random Acts of Kindness

Let’s All Celebrate Random Acts of Kindness Day

When is the last time you did something nice for someone for no particular reason at all? It seems as though most of us have forgotten how to give without expecting something in return. As a mom, I am always suspicious whenever one of my children volunteers takes out the trash or offers to wash my car. Ninety-nine percent of the time it’s a ploy to butter me up for the ‘ask,’ which usually involves money leaving my purse. If you don’t typically go out of your way to do something special, or rarely Bake Cookieshelp strangers, today is the day to step out of your comfort zone; Random Acts of Kindness Day is a great way to have some fun and put a smile on a few faces. Consider purchasing some flowers and passing out one to each girl you meet on the way to class. Maybe you could bake muffins or cookies for your teachers? If you still live at home, surprise your parents with dinner at their favorite restaurant. The possibilities are endless.

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New Year's Resolutions

5 Resolutions Students Should Make for 2014

Have you made your list of New Year’s resolutions yet? I’m betting there is something on there about getting in shape or losing a few pounds. You might even be thinking about becoming a vegetarian. Those are all fine and dandy, but they probably won’t help you become a better student or reach your academic goals for 2014. And, if you’re like me, that ‘going without meat’ thing will get old very soon! Trust me; I have made the same resolutions time and time again. Save yourself the frustration and focus on what really matters – improving your mind and financial well-being. If you truly want to have a fantastic 2014, consider adding these resolutions to your list.

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Don't Text & Drive

Scholarships That Put You in the Driver’s Seat

Did you know that December is National Drunk and Drugged Driving Prevention Month? Alcohol and drug-impaired driving is a serious issue on our roadways. The annual costs alone for accidents related to impaired driving is more than $51 billion. If that isn’t enough to make you stop and think, consider this; someone is killed every 48 minutes because a driver made the irresponsible decision to get behind the wheel while under the influence of either alcohol or drugs. Unfortunately, impaired drivers are not the only people causing chaos on the roads; thanks to technology, we have a new breed of distracted drivers hitting the streets. Last year, an estimated 421,000 people were involved in accidents where the driver was engaged in some activity that kept his/her eyes off the road. Those under the age of 20 are especially vulnerable. Cells phone use is one of the biggest culprits, but drivers have also lost their lives while playing with their iPods, watching videos, or using their navigation systems. Many organizations are concerned with the increase in deaths among young people and have launched programs to help educate today’s youth about the dangers of drunk or distracted driving. Some are even offering scholarships for those who pledge to be responsible when sitting in the driver’s seat. Here are just a few making the rounds right now.

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Five Ways to Spend a Refund

5 Ways to Spend Your Financial Aid Refund

I can hear it now, ‘What refund? I can barely find enough money to pay for school!’  Yes, in a perfect world, we would all get a fat check each semester instead of a bill.  In fact, some lucky souls who actually earn enough through federal financial aid and scholarships to enjoy a little spending money every now and then. It happened to me during the last three semesters I was enrolled in college (thanks to several scholarships!), but being the serious student I was, I used my refund to pay down the student loan I needed to take out my first year in college. Looking back now, I wished I had used it for something a bit more fun and frivolous, but still within the realm of college necessities. If I had it to do over, here are a few things I might have purchased with my financial aid refund.

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Back to School

How to Snag the Best Back-to-School Deals

The National Retail Federation estimates that parents of school-aged children will spend nearly $635 per child on books, clothing and electronics this year. If you have a college-aged student, expect that number to be closer to $835 per child. As a mother of four, I can attest to the financial strain back-to-school shopping can put on a family, especially if you just head out and start purchasing items on your child’s list without any preparation. Before you know it, you can easily blow past any budget you might have set and find yourself frustrated and broke. Thankfully, over the years I have found several strategies that have saved me hundreds of dollars and valuable time during the weeks leading up to school. If you want to snag the best possible deals this season, follow these simple suggestions.

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