Paying for College

It should come as no surprise that college is expensive, but there are some tips and tricks that can help reduce your overall costs. We’ll take a look at how scholarships work, who can get them, and where to find them. Even if you think your parents make too much money, or your grades aren’t good enough, we’ll show you that there are scholarships and other resources out there for just about everyone — including you!

Scholarship Basics

Scholarship BasicsIt seems as though some students are under the false impression that only straight ‘A’ students or those from low-income families are eligible to apply for scholarships. Although most institutional, state and federal programs are merit-based (academics) and/or need-based (income), a plethora of private scholarships are also awarded to students based on other criteria. Here’s another newsflash – students don’t have to be high school seniors either; many scholarship programs are open to students beginning their freshman year of high school (some even earlier!) and others are for adult-learners, or those pursuing graduate degrees and beyond. There’s really no excuse for not searching for scholarships to help keep college expenses to a minimum, especially when there are so many choices. Here are just a few of the many types of scholarships available to students.
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College Tuition: Beware of Sticker Shock!

Could you imagine paying over $50,000 a year to attend college? What about $60,000? It may sound crazy, but according to this year’s list of most expensive colleges there are plenty of schools that will set you back a pretty penny. In fact, if you research the Internet, you’ll find dozens of ‘Most Expensive’ or ‘Highest Tuition’ posts and articles, all with figures so high it would cause anyone with chrometophobia (a fear of money) to break out in a cold sweat. Fortunately, many students do not end up paying the full price of admission to these schools. Before you cross any colleges off your list, take a look at the ‘list price’ versus the ‘actual price’ first. Continue Reading…


Turn Your Hobbies Into College Cash!

Fun Scholarships Do you spend your free time pursuing interests outside of school? Chances are those extracurricular activities and hobbies could net you some cool college cash. Although many scholarships are merit-based or need-based, there are numerous programs that target specific areas of interest that may or may not have anything to do with your intended college major. Many organizations and clubs provide scholarships to students who demonstrate an interest in certain activities or show exemplary skills in certain fields, such as music and art. Every day, new scholarships are popping up and one could be perfect for you! Here are a few examples of how your hobbies or outside interests can turn into free money for college. Continue Reading…


Scholarships for Adopted and Foster Children

Scholarships for Adopted ChildrenFoster and adopted children often face hardships in their lives, such as neglect or abuse. Some may also suffer from physical, emotional or developmental issues, making it difficult for them to progress in school.  A 2010 study by Chapin Hall (University of Chicago), shows that only 50 percent of foster students actually graduated from high school, and of those who did, only six percent also received a college degree. Although there are many reasons why these students may not complete college, financial support is often a contributing factor. Many may have to navigate the college financial aid process alone and may be unaware of how to obtain federal, institutional and private aid. They may also be unfamiliar with scholarships, not knowing where to find them or how to apply. Foster and adopted children not only have access to general scholarship programs, but also those that are specifically designated for students who have been in the foster care system or recently adopted. Here are just a few of the available programs these students may be missing. Continue Reading…


Does a College Education Matter?

Education Matters With the cost of a college education increasing each year, some people might say that a degree is no longer worth the time or the money it takes to earn one. It’s not uncommon to hear the horror stories about students who are drowning in student loan debt. Some students are leaving college with as much as $20,000, $40,000, or more in debt. Our economy has definitely not helped the situation, either. It’s no wonder many high school students are re-considering the value of a college education.

But for those who think an education doesn’t matter, consider this – Continue Reading…


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