Are you expecting your child to use scholarships to help fund her education? If so, you need to take an active role in your child’s scholarship strategy and help her create a solid plan. Before you begin, however, it’s important that you set realistic expectations. Very few students receive enough scholarships to cover all of their expenses, so be sure you have a plan that includes other funding, such as savings accounts, 529 plans and income from other sources. The most important thing is to start early; waiting until senior year puts your child at a disadvantage and may reduce her college options. I suggest implementing a plan in the fall of your child’s freshman year of high school, as this will help her develop good habits over time and increase her chances of winning. Here are a few suggestions for helping your child create an effective scholarship plan.